Loan Criteria
“Requirements for the loan are straightforward. We don’t like bureaucracy.”
- Loan to Value
We offer up to 80% LTV Max - Interest Rate
Market rates starting from a competitive 0.89% - Security Required
On first legal charges only on non-regulated residential, commercial,
semi-commercial and land (with planning)* - Loan Term
Terms available from 1 – 12 months - Loan Size
Loans available from as little as £40k to maximum £5 million** - Credit History
Non-status lending, defaults, CCJs, arrears and bankruptcy we can help in most cases.
- Interest Payments
Interest roll-up schemes with option to service the interest - Overseas
Overseas customers and businesses accepted - Bespoke
Northbridge Funding is a private lender, offering bespoke solutions with flexible lending terms, each loan is taken on a case by case basis and tailored to suit needs of our client. - Funding
Loan fund up to 100% of the property purchased price - Completion Time
Northbridge funding can turn around applications in as little as 48 hours, however, average loan, completion is 5-7 days - Partners
Expert legal and valuation service
Note
* Will consider 2nd charge on personal residential properties. And 2nd & 3rd charges for additional security.
** For loans larger than £5 million please contact us to speak about requirements.