Bridging Loans

North Bridge Funding considers all applications based on their own merit, we understand that each bridging loan and short terms finance agreement is very unique.

North Bridge Funding is a whole of market lender in terms of property type, location and loan size. We cover the whole of the UK (Excluding N.I and scotland). Given certain criteria, such as additional security, we will consider loans of up to 100% of the value of the primary secured property.

We offer all categories of Bridging Finance; Residential, Semi-Commercial and Commercial. See below for full details.

 

Residential
Bridging Loans

  • Up to 70% LTV
  • Loans based on market value
  • Leverage up to 100% LTV (with additional security)
  • Lending throughout the UK (excluding NI)
  • Interest rates from 0.85% p/m
  • No Upper lending limit
  • 1-12 month term
  • Residential investment property
  • Buy to Let investments
  • Residential property requiring refurbishment or modernising
  • Residential redevelopments
  • Part completed residential developments (wind & water tight)
  • Licensed HMO’s
  • Loans Based on Market Value
  • Substantial Lending Capacity
  • Outstanding Service
  • No Upfront Processing Fees
 

Semi-Commercial
Bridging Loans

  • Up to 65% LTV
  • Loans based on market value
  • Leverage up to 100% LTV (with additional security)
  • Lending throughout the UK (excluding NI)
  • Interest rates from 0.85% p/m
  • No Upper lending limit
  • 1-12 month term
  • Semi commercial and mixed use properties
  • Commercial unit with residential property above
  • Retail unit with residential property above
  • Retail conversions
  • Property requiring conversion from commercial to residential
  • Loans Based on Market Value
  • Substantial Lending Capacity
  • Outstanding Service
  • No Upfront Processing Fees
 

Commercial
Bridging Loans

  • Up to 65% LTV
  • Loans based on market value
  • Leverage up to 100% LTV (with additional security)
  • Lending throughout the UK (excluding NI)
  • Interest rates from 0.85% p/m
  • No Upper lending limit
  • 1-12 month term
  • Commercial property portfolios
  • Commercial property requiring refurbishment or modernisation
  • Offices
  • Light industrial
  • Property for alternative use conversion

 

  • Loans Based on Market Value
  • Substantial Lending Capacity
  • Outstanding Service
  • No Upfront Processing Fees